A warning about the scam is going around on Facebook.
GREENSBORO, N.C. — The latest scam alert going around on Facebook is detailed. It takes up an entire page to explain how it works. 2 Wants To Know is breaking it down into five main points.
#1 The call comes from your “credit card company”.
#2 The person on the phone claims your card has been flagged for an unusual purchase.
#3 You’re told a credit will be issued to your account and if you have questions in the future, you can call the numbers on the back of your credit card
“In a scam, that is the one thing you’re always thinking they’re going to ask you for information. And in this scam, it seems so innocuous because they have all of the information until the very end, and that’s where they get you,” said Lechelle Yates, Better Business Bureau.
#4 The scammer then reads your credit card number to you (that’s a nice touch, isn’t it?)
#5 To verify that you have the card in your possession, you need to confirm the three digits on the back.
“That’s the one piece of information that they want from you, although they make it sound like they already have it, you just need to confirm it, and that’s where they get you,” said Yates.
The three numbers on the back of your card are there to prevent unauthorized purchases. They are the key to the use of the card. When you call a business and make a purchase, you know who you called and they ask you for the three digits, it’s okay.
The difference here is someone called you and you don’t know who they are.
“If you give out that security code, depending on your card agreement, you may be in some slippery territory, and they may not give you your money back because you gave out the security code, ” said Yates.
Bottom line: Never give out any information to someone who contacts you. Always go directly to the source, your online account, or the phone number on the back of your card.
Source link
